Misconception of purchasing a home.
Let's talk about why so many people are renting instead of owning their own home. There is a big misconception, that you need a large down payment and high credit score to purchase a home. This is not true!
I am putting many clients into homes with $0 money down. Other loan programs require as little as 3% down payment. So why are people continuing to rent? Fear and lack of knowledge. I am here to educate you that it is possible to own a home with no money down or as little as 3% down payment and with a credit score in the 600's. Many people do not realize there are grants of up to $10,000 to assist with down payments.
Knowledge is power!
Here are a few programs that can be used to purchase a home with little to no money down. Grant money from the government, up to $10,000. USDA 100% financing is for single family homes in rural areas, Parrish is USDA approved. FHA only requires 3.5% down payment and we have a new conventional loan program with as little as 3% down payment. The only thing stopping you, is you. I am here to help guide you in getting the knowledge you need and to make the next step.
So why wait? Let me help you get the knowledge you need and place you with the right people. I work with the best mortgage lenders in the business that will work hard to get you approved. Once approved, I will work even harder to find the perfect home for you.